Help Purchasing A Home
Do You Need Help Purchasing a Home? How Our Five Step Process Can Help a First Time Home Buyer
As a first time home buyer, you may have many questions about how to buy a home. Here at WannaHomeLoan.com, we have a real estate agent near me who can provide you with help purchasing a home. In fact, we have a five step process that is designed specifically to help the first time home buyer, or others who need help purchasing a home, get the help they need and get into the home that they deserve. Here is a bit more about our five step process and how we can help you get into a home.
We Schedule an Advisory Interview
When you are looking to purchase a home, one of the first things that we do with you is to schedule an advisory interview. During this interview, we will sit down with you and learn more about who you are, what you are looking for and what may be standing in your way. We want to find out what questions you have, how soon you are looking to buy and what challenges we may be presented with as we navigate the buying process with you.
We Help You Gather Required Information
After the advisory interview, the next thing that we will do is work with you to gather the required information. This may include pay stubs, prior tax year returns, and obtaining a copy of your credit report. A lender will need all of this information, so having it on hand and ready to go makes it easier when you are trying to get approved for a loan. It also makes it easier for a real estate agent, as they can see exactly what they are working with by looking over this information. They can then help you prepare for challenges or guide you toward programs that you may qualify for. Gathering the required information also gives you time to get copies of items you may not have before you are on a strict time table with a lender to produce the information.
We Help You Overcome Home Loan Obstacles
Once we have the required information in hand, we can help you to overcome home loan obstacles. We can see exactly what we are working with, such as working with someone with a low income, bad credit, or an income that can be hard to prove. This gives both you and use time to come up with a plan to overcome the obstacle we are facing and potentially work to resolve it, such as filing prior year tax returns or working to improve your bad credit to increase your credit score.
We Work to Get You Pre-Approved
Once we help you overcome your home loan obstacles, we can move forward with helping you to get pre-approved for a home loan. Most real estate agents want you to be pre-approved before they begin to show you houses. There is no point in showing houses to someone who may not be able to get approved for a loan. Not only does getting pre-approved help to show that you can get a loan, but it shows how much you qualify for. This is important, as it helps you to set a budget for what you want to spend on a new home.
Our Real Estate Agent in Texas Helps You to Buy a Home
The last step in the process is to help you to actually buy a home. Once you are pre-approved, our real estate agent in Texas will begin to show you homes that meet the criteria that you are looking for in a new home and fit within your budget. We can then help you put in an offer and guide you through the loan approval and buying process. The ultimate goal is to get you into a home that you absolutely love, making you a proud homeowner. With our support, we can make this dream a reality.
Are you looking for help purchasing a home? Here at WannaHomeLoan.com, we have a real estate agent in Texas who has the ability to answer all of your questions on how to buy a home, whether you are a first time home buyer or have purchased multiple homes before. We have many real estate agents near me who are ready to begin the process of helping you today. Get in touch with us now to start the process.